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Sport and Extreme
Travelers Insurance
International
Travelers Insurance
Insurance
Company
Sport and Extreme
Travelers Insurance
Insurance
International
Travelers Insurance
Company

Call, we're online

Address

UG 09B, RAKEZ Amenity Center, Al Hamra Industrial Zone-FZ, RAK, United Arab Emirates

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Refund and Cancellation Policy

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      Type of travel

      Please select the type of travel that covers the majority of risks during your trip.

      Calm
      The policy covers medical and transportation expenses, as well as the cost of treating injuries sustained during the following activities:
      • Running and walking;
      • Fitness, yoga and pilates
      • Aerobics and aqua aerobic;
      • Golf;
      • Curling;
      • Fishing (except underwater fishing);
      • Descent into the cave with an excursion;
      • Snorkeling;
      • Organized animal riding tours;
      • Billiards and bowling;
      • Darts;
      • Swimming (except diving).
      Active
      Includes "Calm" and "Active". And covers medical and transportation expenses, as well as the cost of treating injuries sustained during these activities. The activities covered are:
      • Aerotube;
      • Weightlifting and bodybuilding;
      • Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
      • Military and historical reenactments;
      • Rowing (kayaking and canoeing);
      • Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
      • Ball games (football, basketball, American football, rugby, volleyball, and others);
      • Tennis (any);
      • Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
      • Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
      • Visiting water parks, amusement parks, jumping on a trampoline;
      • Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
      • Recreational organized shooting at specially equipped sites (including archery);
      • Paintball;
      • Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
      • Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
      • Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
      • Digging;
      • Jeep safari;
      • Sailing;
      • Surfing (including windsurfing and wakesurfing, except skysurfing);
      • Sandboarding;
      • Triathlon;
      • Fencing;
      • Karting;
      • Frisbee;
      • Croquet;
      • Unaccompanied animal riding (including horseback riding);
      • Sports and ballroom dancing.
      Extreme
      includes "Calm" and "Active" and "Extreme". And covers the cost of treating injuries sustained while participating in dangerous sports, such as:
      • Motor sports on special tracks;
      • Arm wrestling;
      • Caving;
      • Bungee jumping, rope jumping, base Jumping and other types of bungee jumping;
      • Bobsledding and Luge;
      • Wakeboarding;
      • Cycling (including motocross, road, BMX, track, mountain biking, trials);
      • Alpine skiing and snowboarding (including freeride and heliskiing);
      • Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
      • Paragliding;
      • Zorbing;
      • Hot Air Balloon;
      • Cliff diving;
      • Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
      • Participation in any flight and parachuting;
      • Hunting with any type of weapon;
      • Hang Gliding;
      • Parkour and freerunning;
      • Rafting;
      • Rodeo (bull riding);
      • Rollerblading;
      • Trolley rappelling;
      • Street luge racing;
      • Flyboarding;
      • Freestyle (skiing and snowboarding);
      • Bocking;
      • Pogo-stick;
      • Wingsuit;
      • Rock and ice climbing;
      • Figure skating;
      • Kiting (including kitesurfing and snowkiting);
      • Skydiving;
      • Scuba diving;
      • Snorkeling;
      • Underwater fishing;
      • Mountainboarding.
      Sport
      includes "Calm", "Active", and "Extreme". They also encompass activities practiced individually or as part of a group, at both professional and amateur levels. This includes official competitions, training, and camps.

      Insurance includes:

      Medical care:
      • Coverage of treatment for COVID-19
      • Coverage for the treatment of other viral diseases
      • Medication provision
      • Treatment due to injury
      • Treatment due to injury
      • Examination / doctor's consultation
      • Emergency dental care
      • Exacerbation of chronic diseases
      • Obstetric care until the 27th week
      • Outpatient treatment
      • Inpatient treatment
      Inpatient treatment
      • Emergency call
      • Calling a taxi to the hospital
      • Transportation by medical aviation
      • Medical evacuation to the country of residence
      COVID-19
      • Coverage of the diagnosis of COVID-19
      • Coverage of treatment for COVID-19
      • Medical care
      • Outpatient treatment
      • Inpatient treatment
      • Compulsory observation for up to 15 days
      Ritual expenses:
      • Repatriation of the body to the homeland
      • Burial in place
      Accident
      • Amount of compensation in case of an accident
      Return ticket
      • Return of adults
      • Returning home minor children
      Loss of baggage
      • Standart loss of baggage
      Flight delay
      • Flight delay over 4 hours
      Loss of documents:
      • Loss of documents
      Liability to third parties
      • Monetary compensation as a result of damage to the life or health of third parties
      • Monetary compensation as a result of moral damage caused to third parties
      • Monetary compensation as a result of damage to the property of third parties
      After the end of the insurance period
      • 15 days
      • Inpatient treatment
      • Expenses for staying abroad
      • Transportation after inpatient treatment
      Legal assistance
      • Payment of attorney's services
      • Payment of interpreter services
      • Depositing the deposit necessary for the release of the insured person from arrest
      • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
      Rental of equipment
      • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
      Telephone communication
      • Payment of the cost of telephone communication
      Travel by own car
      • Car transportation to the nearest service station
      • Return of the driver and passengers to the country of permanent residence
      • Sudden technical breakdown or damage due to a road accident
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